An Issue of Insurance: Lack of Faith?
You may be asking, “Does having insurance indicate my lack of faith?” Or, “Isn’t non-required insurance a waste of money? I mean, if the government doesn’t require it, it must not be important.” No, to both questions. My third guiding money principle s …
An Issue of Insurance: Why You Need an Umbrella Policy
I’ve recently met with and had conversations with several people about one of the most basic types of insurance; an umbrella policy. Sometimes called an additional liability policy. One day, two conversations were with men in their 50s. During our conv …
Economic Growth and Equity Returns
the relation between economic growth and returns in the historical data has been shown to be weak.
The Issue of Investing: Part 13, A Summary
Here is a summary of all of our Evidence Based Investment Articles. If you have not read the articles, the summary is a good start. Evidence Based Investment Summary => The Issue of Investing: Part 13, A Summary For more details, the list be …
The Issue of Investing: Part 12: Behavioral Biases – Why I Believe I’m Right When I’m Not
In this segment, we’ll familiarize you with a half-dozen of these more potent biases, and how you can avoid sabotaging your own best-laid, investment plans by recognizing the signs of a behavioral booby trap.
Doing Good For The Poor
“I am for doing good to the poor, but I differ in opinion of the means. I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it. In my youth I traveled much, and I observed in different …
The Issue of Investing: Part 11, Our Own Worst Investing Enemy
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: Our Own Worst Investing Enemy. In our last piece, “What Has Evidence-Based Investing Done for Me Lately?” we wrapped up our conversation about ways to employ …
The Issue of Investing: Part 10, Factors of Returns continued: What Has EB Investing Done for Me Lately?
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: What Has EB Investing Done for Me Lately? In our last piece, “Return Factors That Impact Your Portfolio,” we introduced three stock market factors (equity pr …
The Issue of Investing: Part 9, Factors of Returns continued: Return Factors That Impact Your Portfolio
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: Return Factors That Impact Your Portfolio. In our last piece, “Constituting Evidence-Based Investing” we explored what we mean by “evidence-based investing.” …
The Issue of Investing: Part 8, Factors of Returns continued, Constituting Evidence-Based Investing
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: Constituting Evidence-Based Investing. In our last piece, “What Drives Market Returns?” we explored how markets deliver wealth to those who invest their fin …
How Much College Debt is Enough?
This is the first time I’ve seen a rule of thumb for how much college debt it enough. Here’s the rule: Borrow less than that first year’s salary. Here’s more on the topic by Susan Tompor.
The Issue of Investing: Part 7, Factors of Returns, What Drives Market Returns?
Welcome to the next installment in our series of Joss Financial Groups EB Investing Insights: What Drives Market Returns? In our last piece, “The More the Merrier (or Smoother),” we finished a three-part mini-series regarding the benefits of diversifyi …
