An Issue of Insurance: What is an Insurance Gap and How to Fix it
A couple of times in my career, I’ve discovered an insurance gap. An insurance gap occurs either when two insurance companies (one for auto and one for home) do not coordinate the coverage or one insurance company is careless in their work. Most peopl …
Millennials (and others) Avoid These Investment (Financial) Mistakes
I’ve been helping my younger third generation and millennial) clients establish good financial habits. It part, I’m their financial coach, guide, and counselor. I help them through their planning process, guide them in some of their financial decisions …
Back to School and Tuition Costs
School for many kids started earlier this month. My kids are in their fourth week already. They are already looking forward to getting out in May next year. Tuition is in the air.
An Issue of Insurance: Lack of Faith?
You may be asking, “Does having insurance indicate my lack of faith?” Or, “Isn’t non-required insurance a waste of money? I mean, if the government doesn’t require it, it must not be important.” No, to both questions. My third guiding money principle s …
An Issue of Insurance: Why You Need an Umbrella Policy
I’ve recently met with and had conversations with several people about one of the most basic types of insurance; an umbrella policy. Sometimes called an additional liability policy. One day, two conversations were with men in their 50s. During our conv …
Economic Growth and Equity Returns
the relation between economic growth and returns in the historical data has been shown to be weak.
The Issue of Investing: Part 13, A Summary
Here is a summary of all of our Evidence Based Investment Articles. If you have not read the articles, the summary is a good start. Evidence Based Investment Summary => The Issue of Investing: Part 13, A Summary For more details, the list be …
The Issue of Investing: Part 12: Behavioral Biases – Why I Believe I’m Right When I’m Not
In this segment, we’ll familiarize you with a half-dozen of these more potent biases, and how you can avoid sabotaging your own best-laid, investment plans by recognizing the signs of a behavioral booby trap.
Doing Good For The Poor
“I am for doing good to the poor, but I differ in opinion of the means. I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it. In my youth I traveled much, and I observed in different …
The Issue of Investing: Part 11, Our Own Worst Investing Enemy
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: Our Own Worst Investing Enemy. In our last piece, “What Has Evidence-Based Investing Done for Me Lately?” we wrapped up our conversation about ways to employ …
The Issue of Investing: Part 10, Factors of Returns continued: What Has EB Investing Done for Me Lately?
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: What Has EB Investing Done for Me Lately? In our last piece, “Return Factors That Impact Your Portfolio,” we introduced three stock market factors (equity pr …
The Issue of Investing: Part 9, Factors of Returns continued: Return Factors That Impact Your Portfolio
Welcome to the next installment in our series of Joss Financial Group’s EB Investing Insights: Return Factors That Impact Your Portfolio. In our last piece, “Constituting Evidence-Based Investing” we explored what we mean by “evidence-based investing.” …
