Services

Services

Your Life, Designed by You

Financial Life Planning

Imagine knowing you just had 24 hours left to live. As you review how you lived your life, ask yourself: Did you get to do everything I wanted to do? Be everything I wanted to be? What important events do I regret missing?

Financial life planning is about helping you live what matters, so you have no regrets. We start by having conversations about who you are now, and who you wish to be. Together, we’ll review your finances to see how (and whether!) they support your dreams and aspirations. And from there, we’ll create a detailed plan, focused on helping you live the life you choose. Our holistic financial planning approach helps to ensure that you have all of your bases covered – from insurance, investments, tax, retirement and estate planning, to a life plan that emphasizes personal well-being.

In addition to financial life planning, our services include objective financial advice and continuous fiduciary oversight. Our goal is to give you the financial confidence you need, to achieve the life you want.

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An Investment Strategy to Support Your Life Plan

Investment Management

A key part of living what matters is having enough money to achieve your dreams. At Joss Financial Group, we first discuss your appetite for risk, which may depend on many factors, including your age, retirement goals, debt, or income potential. Then, based on your risk tolerance, we create a diversified investment plan that that minimizes taxes and fees, while providing opportunities for growing wealth over your lifetime.

Remember, investing is a long-term proposition – one that’s tied to your financial goals. Our role is to help you understand the ups and downs of the market, stay focused on your investment strategy, overcome obstacles, and build your financial confidence, so you’re free to pursue what matters most to you.

Our Approach

Payment Plans to Fit Your Money Style

Fee-Only Services.

After you learn how to find a financial advisor, one of the most important questions to ask is how he or she gets paid. Understanding your advisor’s compensation structure also helps you understand any potential for conflicts of interest. For example, if your advisor receives a commission for selling financial products, will he or she have your best interests at heart when recommending investments?

As a fee-only, fiduciary Registered Investment Adviser, Joss Financial Group has a duty of care to always place our clients’ best interests ahead of our own. And we go out of our way to make it easy for you to work with us. Pricing and payment methods for your plan depend on the complexity and scope of your engagement. Some clients pay a monthly subscription fee, while others pay a percentage of assets under management (AUM). Because each plan is unique, we will work with you to determine the best payment method for your situation.

What Else Should I Ask My Advisor?

Get In Our Heads

Get to know Joss Financial Group by reading about what’s on our minds. Our blog breaks down financial headlines and hot topics to provide you with news you can use. We also offer tips and how-tos to help you achieve balance in your life. It’s all about living what matters to you!

October 18, 2017

The ABCs of Behavioral Biases (O–R)


So many financial behavioral biases, so little time! Read more

October 11, 2017

The ABCs of Behavioral Biases (H–O)


There are so many investment-impacting behavioral biases, we could probably identify at least one for nearly every letter in the … Read more

October 4, 2017

The ABCs of Behavioral Biases (F–H)


Let’s continue our alphabetic tour of common behavioral biases that distract otherwise rational investors from making best choices about their … Read more

About Dan Joss

Daniel D. (Dan) Joss, MBA, CFP®, RLP®, CKA® believes in enjoying a simple, generous, relaxed, and active lifestyle. So, after developing his own life plan, Dan with his wife Robin, and their three children decided to make Williamsburg, Virginia, their home. Dan founded Joss Financial Group, LLC in Williamsburg in 2015.

Full Bio

Photo of Dan Joss About Dan Joss

Daniel D. (Dan) Joss, MBA, CFP®, RLP®, CKA® believes in enjoying a simple, generous, relaxed, and active lifestyle. So, after developing his own life plan, Dan with his wife Robin, and their three children decided to make Williamsburg, Virginia, their home. Dan founded Joss Financial Group, LLC in Williamsburg in 2015. Prior to that, he was a founding partner of a large financial planning firm in Northern Virginia.

A former transportation officer in the United States, Army, Dan earned his Ranger tab and Master Parachutist badge while serving in challenging leadership positions. He earned his B.S. in Business Administration with emphasis in accounting and finance from the University of Southern California, and completed his MBVA in 1999 at Regent University in Virginia Beach, where he focused on financial planning.

Named a “Top Financial Professional” by Northern Virginia Magazine multiple times, Dan has also been recognized as a top advisor and Registered Investment Advisor by Washingtonian Magazine and Financial Advisor Magazine. Dan is a CERTIFIED FINANCIAL PLANNER™ Professional, as well as a member of the Financial Planning Association (FPA), the National Association of Personal Financial Advisors (NAPFA), and the XY Planning Network, the leading organization of fee-only financial advisors dedicated to serving Gen X and Gen Y clients. He is also a member of Kingdom Advisors, an organization that helps people integrate their faith with their finances.